10/19/2023 0 Comments Vehicle loan calculatorsIf you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. The content offered on is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. of Veterans Affairs, please visit their website at va.gov. If you have questions about Veteran programs offered through or by the Dept. The content on is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on should not be attributed to the Dept. Departments of Defense or Veterans Affairs. Neither nor Three Creeks Media are associated with or endorsed by the U.S. Thinking about buying or refinancing a home as well? Use the “Get Free Quote” button at the top to get rate quotes for a mortgage or home equity loan. By taking the time to review your options, you’ll be better prepared to select the auto loan that’s best for you. Use the “Down payments” button to create a graph depicting the effect of different down payment amounts.īefore you head to the dealership and try to explain your needs to an eager salesperson, use this auto loan calculator to help you determine how much you really want to spend. Enter several different loan terms in the column on the upper left, and then click on the “Terms” button to learn the impact that a longer or shorter loan term could have on your monthly payment amount. Click on the “Schedule” button to see how much the loan principal will decrease over the life of the loan. If you’d like to see a graph of your results, the graph calculator can plot it for you. If you don’t want to assume a higher monthly payment than you currently have, choose a vehicle in this price range. Your estimated purchase price will now appear on the right and at the top. Trade allowance (check Kelley Blue Book value if you don’t have this info).Use your keyboard’s tab button or your mouse to click into each of the following fields: If you’re still making monthly payments on your current vehicle, follow the instructions below to find out how much purchasing power you’ll have in today’s auto market.ġ) Click on the ‘Total purchase price’ button on the right.Ģ) Complete the items on the left. To calculate purchase price, do the same, only click the “Purchase price” button and follow the same steps, but entering the desired monthly payment in the indicated space. Your new monthly payment will appear immediately on the left and at the top. Use your keyboard’s “tab” button or your mouse to click into each of the following fields: Total amount paid includes the loan amount, interest and a $240 establishment fee.The first step is to choose whether you know the price of the car and want to figure out the monthly payments, or if you know how much you can afford each month and want to see how much that will let you borrow.ġ) Click on the “Monthly payment” button on the left.Ģ) Complete the following items in the right column. The interest saved and time saved is an estimate only and is based on paying the extra monthly amount for the full term. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $240 establishment fee).Ĭalculators The repayment amount shown using this calculator is an estimate only. Credit provided by Latitude Financial Services Limited.Įxample: A secured Gem Car Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. Credit and lending criteria, and fees apply including a $240 establishment fee. If you choose to pay your loan off sooner, we will not charge you an early repayment fee. Your interest rate depends on your personal circumstances. Loans with a variable interest rate are subject to change throughout the duration of the loan. ^Gem Personal Loan Gem Personal Loan rates range from: Variable Loans - 8.99% p.a.
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